About Cynthia

A mortgage broker who puts people first.

For over a decade, I've helped families across Southern California navigate the home financing process — with honesty, patience, and a genuine commitment to their success.

Cynthia Ornelas, Mortgage Loan Broker

My story

I grew up watching my parents work tirelessly toward the dream of owning a home. When they finally got the keys, I saw what that moment meant — the security, the pride, the sense of belonging. That experience is what drew me to mortgage lending.

After years working in banking and financial services, I became an independent mortgage broker so I could do things differently — with more flexibility, more lenders to choose from, and more time dedicated to each client.

Today, I work with first-time buyers, growing families, veterans, and seasoned investors. Every client gets my full attention, clear communication, and a loan strategy built around their life — not a one-size-fits-all product.

Credentials & expertise

NMLS Licensed

NMLS#267765  — Licensed in California

10+ Years Experience

Over a decade in mortgage lending and financial services

Bilingual

Fluent in English and Spanish — serving diverse communities

Loan Specialties

Conventional, FHA, VA, Jumbo, and First-Time Buyer programs

Service Area

Serving clients throughout Southern California

What I believe in

Transparency

No hidden fees, no confusing jargon. I walk you through every number so you always know exactly where you stand.

Accessibility

Homeownership should be within reach for everyone. I work hard to find solutions for buyers at every stage of their journey.

Relationships

My clients aren't transactions. Many of them come back for refinances, refer their family, and stay in touch for years.

Let's start your journey.

Whether you're just exploring your options or ready to apply, I'd love to connect.